The first and most important step on the road to home-ownership is to maintain steady employment. Lenders like to see stability and know that you have reliable income. In contrast, multiple job changes can have a negative impact. If you are not able to keep a steady job, then how will you pay a monthly mortgage? Of course, some times a change in employment is necessary to increase your wages or for some other life event. These changes should be rare and thus have little impact on your overall history. Once you have made a change in employment stick it out for at least a year, if you are planning to apply for a mortgage. No changes to employment should occur while you are in the process.
You have now completed step 1!
Make Up Your Mind!
